See a Collection on Your Report?
Call To Get Started (Simple Process)
1. Verify Reporting Accuracy
2. Explore Your Available Options
3. Choose the Best Solution
FAQs
Who do Debt Collectors Collect For?
A debt collector collects debt on behalf of a company. They often acquire debt from the original creditor, like a credit card or loan company, at a fraction of the original amount—sometimes as little as 10%. Alternatively, they may not own the debt but are hired to collect on behalf of another company. They typically reach out via mail or phone calls, demanding payment. Unfortunately, this results in a collections account on your report, negatively impacting your score and reducing your chances of loan approval and other financial transactions.
Will it Impact My Score?
Any negative mark within the statute of limitations can significantly affect your score, and collections accounts are no different.
Can I Negotiate A Settlement?
Settling your debt can positively or negatively impact your score, depending on various factors. In some cases, you may not have to make any payments, and if there are discrepancies in the account, it could be removed entirely, stopping all further contact.
Are you a collection agency?
No, we are not a collection agency. We act as a third party for our customers help with the communication between debt collectors and bureaus.
Who is Collection Removal?
If you’re having a hard time talking to or reaching a collection agency, we can do it for you.
To be clear, we’re not a collection agency and we don’t work with any. Our job is to handle the communication with the agency and help you sort out any problems with your account.